BUILDING A FOUNDATION

FOR YOUR SUCCESS

We’re providing grants for low-income families throughout the Bay Area.

See if you qualify for up to $5,000 down payment assistance!

Click Here

It’s not only about having a home, it’s about building the foundation to help you succeed. Our transportation program provides grants (up to $5,000) and low-interest car loans to working individuals and families in need of reliable transportation, which can help you meet your basic family needs. Having reliable transportation can provide you with access to different jobs, day care options and other basic needs. At CHDC we’ll help you find the right vehicle, and provide you with the financial education to better manage your finances, leading to healthier budget management.

PROGRAM ENROLLMENT

Download, print and complete the intake form (under READY TO APPLY) and fax to the number indicated. For questions for assistance in Spanish, please call our staff at (510) 685-4303. You may also submit your intake form in one of the following ways:

E-mail:DriveEVgrants@chdc.sharperfx.com

Fax: (510) 439-4898

Or mail your questions to the address below

ELIGIBILITY

To qualify for CHDC’s Transportation Program, you must meet the following criteria:

     – Valid CA Driver’s License

     – Must be 18 years or older

     – Ability to repay loan and cover expenses

     – Verifiable income (to 400% of poverty level)

     – Not currently in or filing for bankruptcy

For eligibility questions, contact: Dianna Salinas (information listed above) 

READY TO APPLY?

We’ve made the process easy as 1, 2, 3

1. Download the transportation intake form

2. Complete your application

3. We’ll verify your income and provide financial training

If you’re ready to look for your newer car

START HERE!

Download the Transportation Application

FINANCIAL EDUCATION

When you apply to CHDC’s transportation program, as a loan applicant you get a chance to learn about checking accounts, savings accounts, credit and credit scores. We keep your information confidential and you’ll have a one-on-one relationship with your Loan Coordinator to help you understand your current spending habits. Together you’ll create a realistic budget to help you achieve your financial goals. You’ll also review your credit reports and, together with the Loan Coordinator, you’ll develop strategies for improving and maintaining your credit.

DOWNLOAD OUR BROCHURES IN ENGLISH OR SPANISH

CHDC’s Transportation program is an economic empowerment program that combines low-interest loans with financial education, budget consulting and personalized management. Find out more by downloading the Driving Clean/Ways to Work Program Brochures

English – Ways to Work Brochure

Spanish – Ways to Work Brochure

CLICK HERE to read our finance assistance implementation plan

CONTACT US FOR MORE INFORMATION

We’re here to give you all the support you need. You can reach out to our staff our below:

(P) 510-685-4303; (E) DriveEVgrants@chdc.sharperfx.com

Or mail us at Community Housing Development Corporation

Attn: Transportation Program

1535-A Fred Jackson Way

Richmond, CA 94801

FRAN'S TESTIMONIAL

Read about Fran's Story

“My bank has turned me down for an auto loan and a credit card.”

In January of 2014 1 lost $2,000.00. I had saved from working a second job  and had taken my car in the previous September to a car mechanic who kept it for 4 weeks. I put a down payment for the transmission I needed, but they never put it in. They also further damaged my car when they took off $361 dollars’ worth of splash guards off and never replaced them. Eventually I had to tow the car to another mechanic who put the transmission in 3 days, took pictures of the damage and spoke to the State Bureau of Auto Repair representative. I returned to the first shop 2 or 3 times every week and the manager only refunded me $900.00. This was becoming a big financial struggle to keep my car working.

I work in Pittsburg and live in Rodeo and I can’t take public transportation, so my choices for getting to work were limited. So I borrowed a friend’s credit to pay for this repair and paid it back in about 4 months.

I already had two jobs, and had to take a third one in March to pay for my car repair, which was about $6,000. I had the car serviced once and the struts replaced since then costing another $1700.00. The paint is peeling off the car and the catalytic converter needs to be replaced. I needed help!

In August 2014, I was invited to apply for a full-time position at my main job, where to qualify I needed to apply for credentials from the state. I was accepted to a UC Berkeley Extension credential program where I was granted preliminary full-time credentials. This program will cost about $3200.00 dollars and I have already completed 2 of the 6 courses required by 2018. I would not have been ableto get to work and go to school if I didn’t have reliable transportation. This has really given me a solid foundation.

My permanent full-time job is secure because of my job performance, including professional development courses and the success of my adult students. I am in a union, now have health insurance and am earning about $3,000 a month take home. I have been renting at my current residence since 2011.

Thank for your time and consideration and helping me build a solid foundation. As I look back I realize that I had no idea how much I had accomplished this year and I thank CHDC for helping me make it possible.

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